An e-commerce payment system allows you to pay for on-line transactions
using electronic payment. According to The Office of Fair Trading, about
30 percent of Internet users do not shop on-line because of a perceived
increased risk of fraud. Though e-commerce fraud can happen, the
introduction of such added security measures as a card verification
number on credit card transactions helps to diminish the occurrence of
fraud.
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The most common form of payment for e-commerce transactions
is through credit cards. To use this system, shoppers simply enter their
credit card number and date of expiry in the appropriate area on a web
page. Increased security measures, such as the use of a card
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supplied by their bank.
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A digital wallet, or e-wallet, is another type of e-commerce
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stored within your PC. Once the software is installed on your digital
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address, then connect it to your banking information so you can use it
to withdraw funds from your account(s) when making on-line purchases.
When you're at the check-out page of an e-commerce site, the digital
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An e-commerce system that uses e-cash refers to a system in
which money is only exchanged electronically. To use e-cash, link your
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personal bank account. To fund your e-cash account, you can debit from
your personal bank account or credit card. To make payments using your
e-cash account, you can make a deposit to the other person's e-cash
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their bank account.
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The newest e-commerce payment system is mobile payment,
wherein a consumer uses her cell phone to make purchases. Instead of
using cash or credit cards to buy something, the user simply sends a
payment request via text message. If the vendor has the mobile billing
capability, the consumer's mobile account or credit card is charged for
the purchase. To set up a mobile payment system, download a software
package from your cell phone company's website, then link your credit
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